Awesome

~~~~~ This Is Priceless !!! ~~~~~

A married couple in their early 60's was celebrating their 40th wedding anniversary in a quite, romantic little restaurant.

Suddenly, a tiny beautiful fairy appeared on their table.

She said, "For being such an exemplary married couple and for being loving to each other for all this time, I will grant you each a wish".

The wife answered, "Oh, I want to travel around the world with my darling husband".

The fairy waved her magic wand and - poof!! this is all very romantic, but an opportunity like this will never come again.

I'm sorry my love, but my wish is to have a wife 30 years younger than me.

the wife, and the fairy, were deeply disappointed, but a wish is a wish.

So the fairy waved her magic wand and poof!!....the husband became 92 years old... :)


The moral of this story : Men who are ungrateful should always remember that fairies are FEMALE.......

True ghost Story

~~~~~Very Shocking~~~~

This is a real story of a young college girl who passed away last month in Penang. Her name was Ai Ling. She was hit by a truck.

She was working in a call center. She had a boyfriend named Tony.

Both of them were true lovers. They always talked on the phone. She used to be never found without her handphone.

In fact, she also changed her network from Maxis to Digi, so that both of them can be the same network, and save on the cost. Even when Tony left overseas to finish his masters, they constantly kept in touch.

She used to spend half of the day talking with Tony. Ai Ling's family knew about their relationship. Tony was very close to Ai Ling's family as well. Just imagine their love.... Before she passed away, she told her friends "If I pass away, please burn me with my handphone" she said the same thing to her parents.

After her death, people couldn't carry her body. A lot of them tried to do so, but still can't. Everybody that had tried to carry the body, the results were the same.

Eventually, they called a person know to one of their neighbours, who can speak with the soul of dead person and who was a friend of her father.

He took a stick and started speaking to himself slowly. After a few minutes, he said "This girl misses something here". Then her friends told that person about her intentions to burn her with her phone.

He then opened the grave box and place her phone and sim card inside the casket. After that, they tried to carry the body. it was then moved easily and they then carried her into the van.

All of us were shocked. Ai Ling's parents did not inform Tony that Ai Ling had passed aways as they're waiting for him to come home after his graduation...

After 2 weeks, Tony returned and called Ai Ling's mom....

Tony:....."Aunty, I'm coming home today. Cook something nice for me. Don't tell Ai Ling that I'm coming home today, i wanna surprise her". Her mother replied......"Come home first, I wana tell you something very important".

After he came, they told him the truth about Ai Ling. Tony thinks that they were playing a fool. He was laughing and said "Don't try to fool me - tell Ai Ling to come out, I have a gift for her....Please stop this nonsense".

Then they show him the original death certificate to him. they gave him proof to make him believe. Tony started to sweat. He said....."It's not true. We spoke yesterday....She still calls me". Tony was shaking.....

Suddenly, Tony's phone rang...."See...this is from Ai Ling, see this....." he showed the phone to Ai Ling's family. All of them told him to answer. He talked using the loudspeaker mode.

All of them heard his conversation. It is the actual voice of Ai Ling and there is no way others could use her sim card and since it is nailed inside the grave box!!!

They were so shocked and asked for the same person's (who can speak with the soul of dead persons) help again. He brought his master to solve this matter.

He and his master worked for 5 hours. Then they discovered ONE reason why all this things had happen to Tony ,which really REALLY SHOCKED them...............................


DIGI "I WILL FOLLOW YOU!!!!!!!!"

4 Lessons From The Market

Since 2000, investment markets have weathered a variety of conditions - from volatility to stability, then recovery and volatility again. These changes have left many people wondering what the best way is to approach their investments.

DON'T PANIC

LESSON 1:

Markets move in cycles. They go down BUT THE HISTORY has shown us that they ALWAYS RECOVER. (Similarly, market that rise excessively will eventually come crashing down, so beware of buying into investment bubbles). The best approach is to accept, market volatility, stick to your strategy and don't panic. By withdrawing from the market you could robbing yourself of the most valuable gains.

LESSON 2:

Diversification reduces risk. Because its impossible to predict market movements, one way to manage market risk is to maintain diversified portfolio. Spreading your investment across a range of carefully diversified assets, will minimize the risk and smooth your returns. Your financial planner can help you learn about funds that will help to diversify your portfolio.

LESSON 3:

Time-in not timing. Be patient, especially if you are investing for the long term. When things look bleak it's important to keep your goals in focus. Getting out of the market could mean you miss the rebound and the returns that go with them.

LESSON 4:

Start early, save regularly. the sooner you start investing and the more often you do it, the better. Setting up a regular savings plan takes the guess work out of trying to find the right time to make an investment. Starting now will give your money time to grow through the power of compounding.

INVEST INTO UNIT TRUST IS SAFETY!!!